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Summary Key Purposes Eligibility Help
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Easy Account Opening

At HDFC our aim is to provide the sense of security that Senior Citizens deserve. Vishrama Udana Fixed Deposits, is a fixed deposit scheme designed exclusively for Senior Citizens, ensuring the safety and growth of your investments.

  • Visit your nearest HDFC Bank branch
  • Collect an application form
  • Submit a copy of your National Identity Card (NIC), driving license, or valid passport.

Key Features

  • Easy Investment : Open your fixed deposit with Rs. 25,000.
  • Flexibility in Tenure and Interest Payments : Choose your fixed tenure from 3, 6, 12, 24, 36, 48, and 60 months. Interest can be earned monthly, annually, or at maturity, depending on your investment period.
  • Rewards for High Investments : Enjoy exclusive interest rates and additional benefits when you make high-value investments.
  • E-Banking : Experience ease with E-Banking and SMS alerts.
  • Mobile Banking : Conveniently place and manage your deposits via Mobile Banking
  • Automatic Renewals : Ensure that your investment continues to grow without interruption.
  • Instant Loan against Fixed Deposit : Avail yourself of an instant loan of up to 90% of your FD value.
  • Nomination Facility : Option to nominate a nominee for added peace of mind.
  • Rates : We offer competitive interest rates on our Fixed Deposit Accounts.

Eligibility

  • Every Senior Citizen above 60 years of age, is eligible to enjoy the benefits of Vishrama Udana. 

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