search Online banking
image
Summary Key Purposes Eligibility Help
Download Application

Kedella Housing Loan

Discover the gateway to turning your dreams into reality with Kedella Housing Loan. Kedella Housing loan offers unparalleled flexibility, ensuring a tailor-made financing solution to suit all your housing needs. With attractive rates that will leave you smiling. Kedella Housing Loan is your ultimate partner for all your housing purposes to achieve your dream home.

Loan Amount

  • Purchase of house: Up to 75% of the forced sale value
  • Construction: Up to 80% of the forced sale value of the property and BOQ (Bill of Quantities)
  • Purchase of building blocks: Up to 70% within Municipality limits and 60% within Pradeshiya Sabha limits
  • The maximum repayment period: 15 years, subject to the borrower's age.
  • What is the Security - Mortgage over the subject property.

Loan Installment

  • The monthly installment can be up to 60% of the salary for eligible borrowers.
  • For others, it is subject to evaluation based on the disposable income acceptable to the bank.

Apply Now

  • Download application from the bank website and submit to the closest branch.
  • Visit our branches island-wide and our dedicated team will guide you through the process.

Key Purposes

  • Purchase of a house
  • Purchase of a plot of land to build a house
  • Building a house
  • Adding extensions to an existing house
  • Completing a partly built house
  • Obtaining water facilities, sanitary facilities, and electricity
  • Settling an existing housing loan

Eligibility

  • Salaried employees
  • Business owners / self-employed individuals
  • Individuals earning income from agricultural activity
  • Individuals earning rental income
  • Individuals with foreign remittance income 
  • Others who can provide details of a consistent income acceptable to the bank
  • You can apply for the loan either individually or jointly (with your spouse, parents, or children)

Promotions

HDFC PreviousHDFC Next