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Easy Account Opening

HDFC Smart Goal is, a unique savings scheme designed to enable you to realize your medium-term goals. Whether it's purchasing a new car, getting married, or sending your children overseas for education, HDFC Smart Goals is here to make your dreams a reality.

  • Visit your nearest HDFC Bank branch
  • Collect an application form
  • Submit a copy of your National Identity Card (NIC), driving license, or valid passport.

Key features

  • Minimum Savings Period of 3 Years : Save over a period of three years. At the end of this period, withdraw your deposits along with the accumulated interest.
  • Affordable Account Opening : Open your account with just Rs. 2,000/-
  • Higher Interest Rates : Competitive interest rates.
  • Flexibility and Convenience : Deposit any amount of money at any time, allowing you to plan ahead and achieve your targets within the three-year timeframe.
  • Incentive to Save : Interest is calculated on a daily basis and credited to your Smart Goals account monthly.

Eligibility

  • Open to any Sri Lankan citizen aged over 18 years.

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